People may find it very difficult to pay for their health insurance premiums every month. Not sure if there are penalties for not having health insurance. Trump’s administration was trying to do away with Obamacare, but was not successful, especially not being able to put some other health plan in its place. People need to protect their finances for the future and if they were to have a medical emergency, it could wipe out all that money they have been saving. Some say there are short term policies and they usually last for up to 3 months and can be prolonged for 9 months. President Trump wanted to implement a short term health insurance policy for the people of the United States, but this has not been accepted by Congress and therefore there is no such policy available at this time. We, as consumers, need to look carefully at all the short term health insurance insurance plans that are available and which ones will fit your medical concerns. Those who cannot get a short term policy may need to get a Cobra issued health policy and the cost of these policies will be determined by their individual income if single or the total income for a family. Find short term health insurance plans.
Really searching these health care policies is a must these days. They need to be looked at carefully to see what illnesses are covered and also what diseases that may come about in the future. Each time a new child is born, the policy should be looked at carefully and add the new member onto the policy so they will be covered in the future. It’s your life and your money that should be a big consideration when determining what health insurance policy you decide to choose.When one retires at the age of 65, one is eligible for Medicare. Many people are so glad to finally get Medicare, since the health insurance they have been paying has gone up each year and may be putting a burden on their finances. Medicare Part A will help pay for your doctor visits and Medicare Part B will help with hospital costs. The only problem with Medicare is it will only pay 80% of the medical expenses and the remaining 20% will be up to you. Medicare Part D is the plan to help pay for prescriptions you may need. There are Medicare Supplemental Plans to help pay for the 20% Medicare does not cover.